Terms and Conditions
Last Updated: August 1, 2025
Please read these Terms and Conditions carefully before using my Service.
Interpretation and Definitions
Interpretation
Words with an initial capital letter have meanings defined under the following conditions. These definitions apply whether they appear in singular or plural form.
Definitions
For the purposes of these Terms and Conditions:
Affiliate means any individual or entity that directly or indirectly controls, is controlled by, or is under common control with another party. For this definition, “control” means ownership of 50% or more of the shares, equity interest, or other voting rights.
Country refers to: Georgia, United States.
I, Me, My refers to me, Cleve Kearson, operating as a sole proprietor.
Device means any device that can access the Service, such as a computer, cellphone, or tablet.
Service refers to the Website and any related communications, including SMS/MMS messaging.
Terms and Conditions (also referred to as "Terms") means these Terms and Conditions that form the entire agreement between you and me regarding the use of the Service.
Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
Website refers to my website, accessible at ckmerchant4.com.
You means the individual accessing or using the Service, or the company or other legal entity on whose behalf that individual is acting, as applicable.
Acknowledgment
These Terms and Conditions govern your use of the Service and form the agreement between you and me. They set out the rights and obligations of all users regarding the Service.
By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.
You represent that you are at least 18 years old. I do not permit those under 18 to use the Service.
Your use of the Service is also subject to my Privacy Policy, which describes how I collect, use, and disclose your personal information. Please read my Privacy Policy carefully before using the Service.
Links to Other Websites
My Service may contain links to third-party websites or services that I do not own or control.
I have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that I am not responsible or liable, directly or indirectly, for any damage or loss caused by or in connection with the use of or reliance on such content, goods, or services.
I strongly recommend you review the terms and privacy policies of any third-party websites or services you visit.
SMS/MMS Messaging
By providing your phone number, you consent to receive SMS or MMS messages from me, Cleve Kearson, operating as a sole proprietor, related to the products, services, or information you have requested.
Message frequency may vary.
Message and data rates may apply depending on your carrier and plan.
You may opt out at any time by replying "STOP" to any message.
For help, reply "HELP" or contact me directly using the “Contact Me” information below.
I will never share or sell your phone number to third parties for their marketing purposes.
Carriers are not liable for delayed or undelivered messages.
You agree to provide accurate and current contact information to ensure successful communication.
Termination
I may suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms.
Upon termination, your right to use the Service will stop immediately.
Limitation of Liability
To the fullest extent permitted by law, my total liability to you for any claims under these Terms will be limited to the greater of:
The amount you actually paid through the Service, or
USD $100 if you haven’t made any payments through the Service.
In no event will I be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, goodwill, or other intangible losses, even if I have been advised of the possibility of such damages.
Some states do not allow certain liability exclusions, so some of the above may not apply to you.
“AS IS” and “AS AVAILABLE” Disclaimer
The Service is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, express or implied.
I do not warrant that the Service will meet your requirements, operate without interruption, be error-free, or that any defects will be corrected. I make no warranties about the accuracy, reliability, or availability of the Service.
Some jurisdictions do not allow the exclusion of certain warranties, so parts of this disclaimer may not apply to you.
Governing Law
These Terms are governed by the laws of the State of Georgia, United States, without regard to conflict of law principles.
Dispute Resolution
If you have any dispute about the Service, you agree to first contact me to try to resolve it informally.
United States Legal Compliance
You represent and warrant that you are not located in a country under U.S. government embargo or listed on any U.S. government prohibited or restricted party list.
Severability and Waiver
Severability
If any provision of these Terms is found invalid or unenforceable, the remaining provisions will continue in full force and effect.
Waiver
Failure to enforce any provision of these Terms will not be considered a waiver of my rights.
Changes to These Terms and Conditions
I may update or change these Terms at any time. If I make material changes, I will try to provide at least 30 days’ notice before they take effect.
By continuing to use the Service after changes take effect, you agree to the updated Terms.
Contact Me
If you have any questions about these Terms and Conditions, you can contact me:
By email: [email protected]
By phone: 229-291-6560